Results
- You can stop harassing phone calls at home and work
- You can keep most or all of your property and possessions under state or federal exemption statutes, while erasing debt from credit cards, medical bills, unsecured loans, and most other obligations.
- While an individual's bankruptcy filing will be reflected on your credit report for up to ten years, this does not mean that you will not obtain credit again. Many lenders in the credit card and mortgage industry do not automatically disqualify an applicant because they previously filed bankruptcy. In addition, it is important to note, that if someone is behind on their bills their credit rating may already be poor.
- If you are married, it is not required that your spouse file for Bankruptcy with you. Each case will be evaluated by licensed attorneys to see whether individual or joint Bankruptcy is most beneficial in your case.