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Too often consumers fall victim to questionable practices within certain industries. This has become abundantly clear recently with consumers suffering significant losses in their retirement and investment portfolios. While some of the losses can be attributed to market conditions, many times an analysis of the holdings in these accounts reveal unsuitable investments or inappropriate asset allocations which result in much of the losses in the accounts. In some cases, some of these losses may be recoverable.

Not only have consumers suffered devastating losses in their investment portfolios, many of them are struggling to stay ahead of their expenses. They have been misguided into leveraging the equity in their homes through sub prime mortgage products, which offered teaser introduction rates only to be raised almost immediately to higher rates resulting in impossible monthly payments for them.

In addition to ever increasing monthly mortgage payments, many consumers find themselves carrying large credit card balances with ever increasing monthly interest rates and fines which create such an inordinate debt burden that most consumers cannot make their minimum monthly payments. Bankruptcy can often provide solutions to these debt problems.

My professional background includes a number of years working for financial institutions in various capacities and I have significant experience handling securities and bankruptcy cases. I believe in a personalized approach in all of my cases and will provide a thoughtful initial consoltation, free of charge.